Short answer
At Stewart CDJR the total price on every listing already includes the vehicle price, doc and filing fees, and the smog fee on used cars. Out the door you add California sales tax at the rate for the address where you register the car, plus DMV registration, license and title fees. A trade-in does not reduce the tax.
What will I pay out the door?
Out the door, about$31,652
- Listed total$26,171
- Est. sales tax 9.875%, Daly City 94014 (you pay the rate where you register the car)DMV fee calculator · The exact amount is on your contract.About $2,801 (estimate)
- DMV feesDMV fee calculator · The exact amount is on your contract.About $490 (estimate)
- RecovR (optional, added on top)+$1,495
- Clear Shield (optional, added on top)+$695
- Smog fee · already in the listed total$50
How the DMV estimate is built
Fees to register it in San Mateo County, on a vehicle value of $28,189 (the price with any add-ons you include, before the doc, filing and smog fees).
- Registration (incl. $3 alternative fuel fee)$76
- California Highway Patrol fee$34
- Vehicle license fee, 0.65% of $28,189$183
- Transportation improvement fee, $25,000–$34,999 tier$132
- San Mateo County and district fees$20
- Transfer fee$15
- Smog abatement fee$20
- Smog transfer fee$8
- Sum of the lines$488
Shown as about $490 · DMV fee calculator
An estimate, not a quote.
Example: a car on the lot2023 Jeep Grand CherokeeL OverlandUsed · $26,171 · #CH1508See this car →Every San Mateo and San Francisco rate
CDTFA combined rates effective July 1, 2026
| City | ZIP | Rate |
|---|---|---|
| Atherton | 94027 | 9.375% |
| Belmont* | 94002 | 9.875% |
| Brisbane* | 94005 | 9.875% |
| Daly City* | 94014, 94015 | 9.875% |
| Foster City / San Mateo* | 94404 | 9.625% |
| Half Moon Bay* | 94019 | 9.875% |
| Hillsborough / San Bruno* | 94010 | 9.875% |
| Menlo Park | 94025 | 9.375% |
| Millbrae / San Bruno* | 94030 | 9.875% |
| Pacifica* | 94044 | 9.875% |
| Portola Valley / Palo Alto* | 94028 | 9.75% |
| Redwood City* | 94061, 94063 | 9.875% |
| Redwood City | 94065 | 9.875% |
| San Bruno* | 94066 | 9.875% |
| San Carlos / Redwood City* | 94070 | 9.875% |
| San Mateo | 94401 | 9.625% |
| San Mateo* | 94402, 94403 | 9.625% |
| San Mateo County (unincorporated) | 94018, 94020, 94021, 94037, 94038, 94060, 94074 | 9.375% |
| South San Francisco* | 94080, 94128 | 9.875% |
| Woodside / Redwood City* | 94062 | 9.875% |
| San Francisco | 94102, 94103, 94104, 94105, 94107, 94108, 94109, 94110, 94111, 94112, 94114, 94115, 94116, 94117, 94118, 94121, 94122, 94123, 94124, 94127, 94129, 94130, 94131, 94132, 94133, 94134, 94158, 94188 | 8.625% |
* ZIP crosses a city line; the rate depends on the exact address. † Unincorporated area; confirm with CDTFA. Source: CDTFA published rates matched to Census ZIP areas. Your exact address decides. maps.cdtfa.ca.gov
What is inside the listed total?
- One price per listingVehicle price, doc and filing fees, smog on used cars.
- Optional add-onsRecovR and Clear Shield are optional; untick them below.
- Smog on used carsThe dealer's smog fee is already in the total.
What gets added at signing?
- Sales taxAt your registration address, not the dealer's.
- DMV feesExact figure: the DMV fee calculator.
- No trade-in tax creditCalifornia taxes the full selling price.
Frequently asked questions
Does the price on stewartcdjr.app include tax?
No. The listed total includes the doc fee and the filing fee, plus the smog fee on used cars. Sales tax and DMV fees are added at signing.
Which sales-tax rate do I pay if I buy in Colma but live in another city?
The rate for the address where you register the car. California charges vehicle sales tax by registration address, not by the dealer's location.
Does a trade-in reduce sales tax in California?
No. Sales tax is calculated on the full selling price of the car you buy.
How much are DMV fees on a car in California?
They depend on the vehicle's value and type and on your address. The California DMV fee calculator gives the real figure.
Is the smog fee included in the listed price?
On Stewart CDJR used vehicles, a smog fee the dealer charges is inside the dealer's fees, so it is already in the listed total.
Which DMV fees will I pay?
The dealer collects them at signing and submits your registration: the registration fee and California Highway Patrol fee, the vehicle license fee and transportation improvement fee (both based on value), county and district fees for your address, title transfer, and a smog-related fee where it applies. Zero-emission vehicles from model year 2020 on also pay a road improvement fee at renewal, not on a new one's first registration through a dealer.
How is the DMV figure on this page estimated?
From the California DMV's published fees for a used car bought from a dealer and registered in San Mateo County: the registration and CHP fees, the vehicle license fee (a share of the price), the transportation improvement fee (by value), San Mateo County's county and district fees, the transfer fee and the smog fee for newer cars. It is an estimate; the exact amount is on your contract.
Where do I see manufacturer rebates?
Rebates are shown separately next to each car's price. Offers you have to qualify for are never folded in.
Can anything else end up on the contract?
Only what you choose. Products such as an extended service contract are optional and should appear as their own line with their own price. Ask about any line you don't recognize before you sign.
How do I get my exact out-the-door number?
Call (415) 500-0862 with the vehicle you like and the ZIP where you will register it, and we will itemize it line by line.
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